The Policy Rule on Suitability 2012 (Policy Rule) clarifies what the supervisory authorities understand by 'suitability' and which aspects are taken into account in assessing the fitness and propriety of a policymaker. The Policy Rule also clearly states when policymakers must or can be assessed and what information and antecedents the supervisory authorities take into account during such an assessment.
On 8 March 2023, the Policy Rule was amended following changes in European and national laws and regulations and the entry into force of European guidelines. This amendment is an update and does not change the existing assessment policy of DNB and the AFM, nor the scope or target group of this assessment policy other than as a result of the legislation.
Market participants had an opportunity to respond to the intended changes between 15 July and 15 September 2022. The feedback statement below sets out the key points from the responses received as well as comments from DNB and the AFM on these responses. The amended Policy Rule was published in the Government Gazette on 31 March 2023 and entered into force on April 1st. The amended Policy Rule can be found below and can also be viewed (in Dutch) at: wetten.nl - Regeling - Beleidsregel geschiktheid 2012(Refers to an external site).
The European Banking Authority (EBA) has conducted its five-yearly evaluation of the stress tests of seven European Deposit Guarantee Schemes (DGSs) from Austria, Belgium, Finland, Italy, Latvia, Poland and Spain.
Read more EBA peer review on stress tests of European Deposit Guarantee Schemes
After almost two decades of contraction, outstanding Dutch securitisations sold to investors increased substantially in 2024, new figures from DNB show. Net growth was €3.1 billion (12%) to €29.2 billion, still considerably less than 20 years ago.
Read more Significant growth in securitisations in 2024 after years of contraction
Thanks to the efforts of De Nederlandsche Bank (DNB) and the Dutch banking sector, public awareness of the Dutch Deposit Guarantee continues to grow year on year.
Read more Public awareness of the Dutch Deposit Guarantee grows to 68%
On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024.
Read more DNB maintains Countercyclical Capital Buffer at 2% – March 2024