Frequently asked questions

Most data are issued on a quarterly or annual basis. Only monetary data (monthly) and financial market information (daily) are issued more frequently.

It refers to the specific category for which we collected the data.

• Macroeconomics: financial market variables, financial sector statistics and balance of payments statistics
• Monetary: data on credit institutions and other financial institutions that are relevant to monetary policy
• Supervision: aggregated data collected for purposes of supervision of financial institutions
• Other: statutory interest rates, register information on the numbers of banks, insurers and pension funds that are under supervision

The deposit facility can be found under loans and deposits to euro area residents and the MFI sector (column 18) in DNB's monthly balance sheet.

An overview of Dutch MFIs can be found on the website of the ECB. Select the Netherlands via 'Advanced search' in the database to view the Dutch MFI’s

You can find information on the mortgage debt on MFI balance sheets here. Data on the mortgage debt adjusted for securitised loans are available here. Information on the mortgage debts of Dutch households is available from Statistics Netherlands.

You can find information on non-performing loans here.

A number of financial key figures of individual banks can you find here.

DNB is publishing the figures of those banks only which have approved with the publication of their figures on the DNB website.

You can look up mortgage interest rates from 2003 onwards here.

Data about the money supply is available in this table.

• M1 = M3 (including currency in circulation) + overnight deposits– M3 (excluding currency in circulation) = currency in circulation + overnight deposits
• M2 = M1 + redeemable at notice <= 3 months + deposits with agreed maturity <= 2 year
• M3 = M2 + money market fund shares/ units + repurchase agreements + debt securities <= 2 year

You can find this manual here.

The rates published by DNB are the weighted average of mortgage rates as reported by banks to DNB. These rates can differ from the current rates advertised by lenders, for instance because secured mortgage loans are based on price offerings from an earlier period when the interest rate was different. In addition, differences in loan-to-value ratios could lead to discrepancies between published and current interest rates. Furthermore, DNB publishes aggregated interest rates (i.e. with a duration of > 10 years), resulting in differences with current rates (with a specific term). 

This striking development, which is not visible in the current advertised mortgage rates and therefore is not related to an expected future rate decline, is caused by a composition effect. Under certain conditions, customers can transfer the interest conditions of their existing mortgage when moving to another house. For mortgages with a fixed‑interest period longer than 10 years, a relatively large share of newly registered loans consists of these transferred interest rates, which are often lower than current market rates. As a result, the average contract rate in this category is lower. For shorter fixed‑interest periods, the rate has more often already been revised and is therefore closer to the current market rate. In recent years, borrowers have also chosen far less frequently for fixed‑interest periods longer than 10 years when taking out a new mortgage, which makes the effect of transferred interest conditions much more visible in the average contract rate in this category.

All registered investment funds are listed on the website of the ECB.

The methodology is described in the "Method for establishing the interest rate term structure under the FTK" document.

The Euro interbank offered rate is the average interest rate (excluding the highest and lowest values) against which a selection of euro area banks are willing to extend interbank loans in euros. Euribor rates are available here.

You can look up the historical gold price here. This is the price for 1 kg of fine (pure) gold. Note: The gold price is no longer available as of February 28, 2025.

DNB is not a rating agency, please consult the relevant rating agencies.

From 1982. You can find this information here.

You can find them here. Historical information about money and capital market rates can be found in the Dutch-language Statistics Netherlands publication "Tweehonderd jaar statistiek in tijdreeksen, 1800-1999" (page 101).

The euro area yield curve can be found on the ECB's website.

The yields on government bonds are shown in the Market interest rates table. More information about government loans is provided by the Agency of the Ministry of Finance.

The interest rate term structure is constructed on the basis of the swap curve and used to determine the current value of the pension obligations. The data can be found in the Interest term structure pension funds table.

You can find this on our Macroeconomic scoreboard.
More data on house prices are available from Statistics Netherlands, the Land Registry (Kadaster) and the Dutch real estate agents association NVM.

Data on the GDP are available from Statistics Netherlands.

Data on inflation in the Netherlands are available from Statistics Netherlands. Data on inflation in Europe are available from Eurostat and the ECB.

Information on the Dutch sovereign debt is available from the Ministry of Finance, Statistics Netherlands and the Dutch State Treasury Agency.

This is the minimum rate that applies to main refinancing operations. It is determined by the Governing Council of the ECB.

You can find it in the ECB's Interest Rates table and in DNB's Official interest rates table (1989-1998) table.

You can find it here.

This can be found in the balance sheet of De Nederlandsche Bank (monetary presentation), under loans and deposits to euro area residents and the MFI sector (column 1).

Every day at 2:15 p.m., the ECB publishes the euro reference exchange rates on its website. DNB publishes these rates before 10:00 a.m. on the next business day. Here you can find the daily, quarterly, monthly and annual exchange rates for the main foreign currencies.

You can find these tables under the keyword "Pension schemes".

You can find them here.

You can find the rate to determine the funding ratio here.

You can find the average indexation rate for pension funds here.

All registered pension funds are listen on our Open Book on Supervision webpages.

Yes, insurers must publicly disclose their annual reports, annual accounts and any additional information on profit-sharing schemes. DNB also publishes general and individual information about insurers.

All registered insurers are listed here

No, we do not have this information available.