This page provides an overview of the legislation governing market access for electronic money institutions, as well as the accompanying guidance that DNB has prepared.
Supervision of electronic money institutions and their market access in the Netherlands is governed by the Financial Supervision Act. The Financial Supervision Act also stipulates that electronic money institutions must have been granted authorisation to pursue the business of an electronic money institution. The authorisation requirement and the supervision of electronic money institutions are based on the European Electronic Money Directive (2009/110/EC). DNB is responsible for issuing authorisations and exercising prudential supervision of electronic money institutions. The Netherlands Authority for the Financial Markets is responsible for supervision of market conduct.
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
Embedded finance offers customers the convenience of in-app payment options and on-the-spot insurance. This seamless integration of financial services, available exactly when and where they are needed, makes life simpler. But this innovation also entails new risks.
Read more Embedded finance: striking a balance between convenience and risk in the digital economy
On Tuesday 28th May from 3:00-4:45 PM CET DNB will organize an online information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
Based on self-assessments and examinations, we have assessed how effectively banks and payment institutions are managing cyber risk. We observed three areas that currently need additional attention.
Read more How effectively do banks and payment institutions manage cyber risk?
