Legislation and regulations governing market access for insurers

Factsheet
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This page provides an overview of the legislation governing market access for insurers, as well as the accompanying guidance we have prepared.

Published: 12 July 2023

Financial Supervision Act

Supervision of insurers and market access in the Netherlands is governed by the Financial Supervision Act (Wet op het financieel toezicht – Wft). The Wft stipulates that insurers must have authorisation to operate. The authorisation requirement and the supervision of insurers are based on the European Solvency II Directive (2009/138/EC). DNB is responsible for issuing authorisation and exercising prudential supervision of insurers. The Netherlands Authority for the Financial Markets (AFM) is responsible for supervision of market conduct in the Netherlands.

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