DNB's iForum aims to stimulate technological innovation within the financial system. It is designed as a platform for joint initiatives that create value for both supervised institutions and DNB. We are looking to create this value through an ongoing dialogue on the impact of technological innovations on the sector, and by developing joint pilots and experiments in the areas where technology and supervision meet.
The iPanel advises the iForum at a strategic level. The iPanel currently consists of 13 members. They represent the financial sector and work at senior management level in their own organisation.
The purpose of the iForum is to facilitate close cooperation between the financial sector and DNB in the field of technological innovation. The initiatives set up by the iForum must be in line with DNB's and the AFM's statutory tasks. This includes initiatives related to DNB's supervisory activities, such as an experiment involving real-time supervision. However, the iForum does not exercise any supervision itself.
DNB coordinates and organises the iForum. The other participating organisations do not have to pay any contribution. However, since the initiatives within the iForum focus on cooperation between DNB and the financial sector, the participating organisations may need to make available funds and staff.
No, the iPanel does not advise on how DNB carries out its supervision. Conversely, DNB may submit certain changes to its supervisory approach to the iPanel for consultation.
No, the iPanel never discusses individual supervisory cases, because some of the participating organisations are themselves under DNB's supervision.
DNB invites new members to the iPanel after consulting the participating sector associations.
Other supervisory authorities, such as the Dutch Data Protection Authority(DPA), the Authority for Consumers and Markets (ACM) and the European Central Bank (ECB), do not participate in the iForum. Where an initiative of the iForum touches the activities of another supervisory authority, we involve that supervisory authority.
No, in the iForum we discuss the impact of technological developments on the financial sector and DNB's supervision. We discuss other issues with the sector in other consultation structures.
DNB and the AFM have set up two other initiatives: the InnovationHub and the Regulatory Sandbox. In doing so, we want to create room for innovation in the financial sector . The important difference with the iForum is that in the InnovationHub and the Regulatory Sandbox, we communicate with individual institutions on a confidential basis. In the iForum, on the other hand, we focus on consultations and joint experiments with the sector as a whole.
The iForum complements the InnovationHub and the Regulatory Sandbox, which will both continue to exist. Of course, the iForum may discuss experiences gained in the InnovationHub and the Regulatory Sandbox in broad terms, and conversely, experiments conducted in the iForum could be used in the Regulatory Sandbox.
Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022.
Read more Investor interest in Dutch mortgage funds continues to decline
DNB has reviewed the identification and buffer requirements for systemically important banks and maintains the current requirements.
Read more DNB maintains buffers for systemically important banks
On 22 October 2024, De Nederlandsche Bank (DNB) imposed an administrative fine of €2,250,000 on Bybit Fintech Limited (Bybit). The fine was imposed because Bybit provided crypto services in the Netherlands without the legally required registration with DNB, which is against the law.
Read more Fine for Bybit Fintech Limited for offering crypto services in the Netherlands without the legally required registration until September 2023
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
