DNB has reviewed the identification and buffer requirements for systemically important banks and maintains the current requirements. As a result, the following Other Systemically Important Institutions (O-SII) buffers remain applicable: ING (2%), Rabobank (1.75%), ABN AMRO Bank (1.25%), BNG (0.25%) and de Volksbank (0.25%).
For the Global Systemically Important Institutions (G-SII) and Other Systemically Important Institutions (O-SII) at least annually a review takes place. Following this review, the same institutions are designated as O-SII in The Netherlands, for which DNB maintains the following O-SII buffer requirements: ING (2%), Rabobank (1.75%), ABN AMRO Bank (1.25%), BNG (0.25%) and de Volksbank (0.25%).
Again ING has been identified as a global systemically important institution (G-SII). The G-SII buffer applicable to ING will not affect ING's risk-weighted capital requirement, as the aforementioned O-SII buffer for ING is higher and the highest of these two buffers applies. Every year, the Basel Committee on Banking Supervision (BCBS) and the Financial Stability Board (FSB) publish the methodology for identifying G-SII's (or G-SIBs) and the annual outcomes.
The next review of the GSII and OSII requirements is planned to take place in 2025.
On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024. DNB is required to determine the height of the CCyB on a quarterly basis.
Read more DNB maintains Countercyclical Capital Buffer at 2% – December 2024
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
On 30 September 2024, DNB published the amendments to the two policy rules for the deposit guarantee scheme (DGS). These amendments were publicly consulted in June 2024.
Read more Adoption of the 2024 amendments to the Policy Rules for the Deposit Guarantee Scheme
As at 30 June 2024, Dutch households held some €15 billion in bank deposits in other euro area countries, the latest figures from DNB and the European Central Bank (ECB) show. This means foreign savings keep growing.
Read more Dutch households see foreign bank deposits double in two years
