All around us, constant innovations help making things better and easier to use. For example, processes for making payments or banking transactions are made simpler and faster every day. Technologies such as online banking, apps and wearables facilitate this. But how do those innovations work? And what about security? And what are cryptos, CBDC and blockchain? Find the answers here.
Background
The population of the Netherlands is ageing rapidly. While the implications for pensions and healthcare are well-recognised, ageing also affects the way individuals borrow, save and use banking services. What kind of impact will an ageing society have on banks?
News
Banks and payment institutions are paying close attention to various forms of payment fraud. This follows from an exploratory examination which DNB carried out in early 2026. All seven institutions we examined are taking various measures aimed at preventing fraud.
Background
People in the Netherlands are paying cash at points of sale (POS) somewhat less often than before. Just 17% of all payments are made in cash. People aged 75 and over are also paying by debit card more often and making less use of cash.