Taking out health insurance, saving for a home, putting aside money for extra pension income – for all your money matters, you must be able to rely on financial institutions, such as banks and insurers. At De Nederlandsche Bank (DNB) we are working hard to keep the financial sector secure and stable. Financial institutions must hold sufficient capital and comply with the law, and we supervise whether they do so. If they do not, we will take action. If your bank goes bankrupt, we will activate the deposit guarantee scheme. As an account holder, you will get your money back up to a maximum of EUR 100,000.
Background
The US dollar continues to play a major role in the global economy, but a shift is taking place. Central banks are holding relatively fewer dollar reserves than they did ten years ago. This is evident from recent figures from De Nederlandsche Bank and the International Monetary Fund (IMF).
Press release
Cyber and operational risks are currently among the biggest threats to financial stability, caused by a combination of the rapid development of artificial intelligence (AI) – which is increasing the scale, speed and complexity of cyber attacks – and geopolitical tensions.
Speech
‘Our door is always open. Our InnovationHub is open. We are open to dialogue and questions.’, said Steven Maijoor at the opening of the conference ‘Fintech meets the regulators’ at DNB today.